“Simple arithmetic shows how employer matches increase your total annual retirement savings. Suppose you earn $85,000 per year and contribute 6% of pay to your 401(k). Your employer matches 50% of your contribution, but only up to that same 6% of your salary. Calculating the match is a two-step process: (1) compute your 6% contribution from salary, (2) apply the 50% match rate to that contribution. This practical question checks you can translate percentage rules into actual dollars — a useful skill when estimating how much an employer adds annually. (Calculation shown for clarity: 85,000 × 0.06 = 5,100; match = 0.5 × 5,100 = 2,550.)”