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Question 4

Practical math makes subscription impact obvious. Imagine you have three recurring services: one at $9.99/month, one at $5.00/month, and one at $12.50/month. Each appears small on its own, but combined they quietly take money every month. Making the arithmetic explicit helps turn abstract annoyance into a budget decision: cancel, keep, or downgrade. This is a straightforward accounting exercise to test how well you translate monthly charges into an annual total — the number that often jolts people into action. (Use simple monthly-to-annual multiplication; no need to factor taxes or prorations for this example.)

What is the total annual cost of subscriptions at $9.99, $5.00, and $12.50 per month?

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By Wise Wallet

An emergency fund covering several months of expenses helps you avoid high-interest debt when income or expenses suddenly change.