Question 11
Small cancellations add up. Imagine you find three tiny recurring services you rarely use: $3.99, $2.99, and $1.99 per month. Individually they feel harmless, but together they quietly drain savings. One-off cancellation sessions where you cancel several micro-subscriptions can be surprisingly effective. To build resolve, convert the monthly total to an annual number and imagine putting that into a short-term savings goal instead. This calculation demonstrates why the habit matters — converting recurring small numbers into an annual sum often produces the motivation to cancel. (Use straightforward monthly times 12.)
What annual savings would cancelling $3.99, $2.99, and $1.99 monthly subscriptions produce?
Did You Also Know...
By Wise Wallet
Tax-loss harvesting can offset realized gains but is limited by wash-sale rules that restrict repurchasing identical securities too soon.